Financial Blame and Shame

In just about any place or time, one of the favorite excuses for blaming and shaming is money. It is considered rude and in very bad form to cost other people money, especially by making them pay for something that you did or caused to be done.
Many Americans are overweight, not because they are helplessly afflicted by incurable disease processes, but because of their personal inclinations and habits. And, right or wrong, other people who are presented with the bill feel resentful, disrespected, and used.
Because of amazing events in the field of pharmacology, a person can now take expensive weight-loss drugs, but few can afford the cost, so if they are going to be bought at all, that logically means that someone else has to pay for them.
If “the government” pays, those funds are extracted from other citizens — many of whom are not overweight, and many of whom believe their tax dollars could be better spent, perhaps to help patients suffering from conditions and injuries that were not self-caused.
Citizens of two minds
The ordinary taxpaying American wants to be kind and helpful, but in the considered opinion of many citizens, a problem caused by sitting around and eating high-calorie snacks all day simply does not qualify as an emergency that requires their sympathy, whether expressed through voluntary contributions or in the form of coercion known as taxation. And if ordinary, average citizens are so ambivalent, just imagine the grim mindset of the executives who run corporations, and the shareholders who hold them accountable.
In April of this year, a very large number of Chief Financial Officers were surveyed with regard to their company’s top five “operating expense concerns,” and about three-quarters of them said that healthcare is right up there. Roughly the same number stated that the cost of healthcare cannot be sustained without incurring “business impacts” which will necessarily include the need to reduce hiring, slow wage growth, or jack up prices to the consumers. In other words, someone will pay, and it will not be the shareholders.
This is nothing new
Meanwhile, for a large number of employees, the corporation might already be paying between 70% and 100% of their GLP-1 drug bill, which typically runs from $1,000 to $1,500 per month. Allegedly, a large corporation might be paying insurance premiums of $18,000 per year, per employee, already. Even leaving anti-obesity drugs out of the equation, “employer-sponsored health insurance costs are projected to rise 6.7% in 2026, the highest increase in 15 years.”
Journalist Alexei Alexis reported that, according to the Kaiser Family Foundation’s reckoning, “Medicare spending on GLP-1 drugs reached about $27.5 billion in 2024, more than five times higher than in 2019…” Late in 2024 in the USA, it looked like Medicare/Medicaid might begin to pick up the cost of all GLP-1 drugs, but by spring of the following year this notion was off the table.
Around the same time, in a different piece of reportage, Alexis mentioned that, among companies with at least 500 employees, about half of those employers are currently picking up the tab for employees’ GLP-1 prescriptions. He interviewed Beth Umland, Director of Health Research at Mercer U.S., who said,
Those that currently provide this coverage are evaluating all methods for managing utilization, from eligibility controls that help ensure the medications are used by those who will benefit most, to requiring participation in a support program that will help ensure members who do use these medications are positioned to get the maximum benefits.
This reads like an endorsement of the notion that perhaps employees are being asked to take a little more personal responsibility, which can’t be a bad thing.
Your responses and feedback are welcome!
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